The Bolton Blog

Broader Perspective. Business Solutions.
02 December 2016

Final Regulations on Excepted Benefits and Short-Term Policies

The Departments of Health and Human Services, Labor and Treasury have issued final regulations on excepted benefits, lifetime and annual limits and short-term limited-duration health insurance. For the most part, the regulations follow proposed regulations issued earlier this year. Two of the topics addressed in the proposed regulations—group fixed dollar indemnity coverage and expatriate plans—were not finalized in the new...
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01 December 2016

State and Local Law Update

One of the most difficult things for human resource and absence management professionals to do is to keep up with changing state and local laws. Below is a brief summary of some new laws of interest: Arizona: Arizona voters passed a paid sick leave law. The law provides up to 40 hours of paid sick time per year to employees of...
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29 November 2016

Phishing Email Alert Issued by Department of Health and Human Services’ Office for Civil Rights

The Department of Health and Human Services’ (HHS) Office for Civil Rights (OCR) announced yesterday that a phishing email is being circulated on mock HHS Departmental letterhead under the signature of OCR’s Director, Jocelyn Samuels. This email appears to be an official government communication, and targets employees of HIPAA covered entities and their business associates. The email prompts recipients to...
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29 November 2016

Federal Judge Issues Injunction Delaying Overtime Rules

A Federal district court judge in Texas has granted a preliminary injunction that temporarily blocks the Department of Labor (DOL) from implementing its regulations on exemptions from the Fair Labor Standards Act (FLSA). This is only a temporary injunction and not permanent; however, it is indefinite. The injunction prevents the regulations from going into effect on December 1, as had...
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22 November 2016

Automatic Extension of Form 1095-C Deadline

IRS Notice 2016-70 has extended the due date for distributing Form 1095-C to employees by 30 days to March 2, 2017. The extension only applies to Form 1095-C distribution and not to filing Form 1094-C with the IRS. The notice also extends good-faith transition relief from penalties to the 2016 information reporting requirements. The relief from penalties only applies to...
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14 November 2016

What Does the Election Mean for Health Care Reform?

During the campaign, President-elect Trump promised to repeal health care reform on his first day in office. Full repeal on inauguration day is almost certainly impossible; however, repeal of substantial provisions is quite possible. Full repeal of health care reform would require 60 votes in the Senate and Republicans barely have a majority. Budget-related items only require a simple majority...
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09 November 2016

New California Insurance Laws

AB 72 This new law provides that if an insured receives services in an in-network facility from an out-of-network health professional, the insured is only required to pay the out-of-network provider the same cost sharing that would be required if the services were provided by an in-network provider. There is an exception if the insured provides written consent that meets...
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07 November 2016

More Cost-of-Living Adjustments Announced

Federal agencies have made a number of announcements recently regarding cost-of-living adjustments for 2017. IRS Revenue Procedure 2016-55 alone covered over 50 different items. The salary reduction contribution limit for health flexible spending accounts (FSAs) will increase from $2,550 to $2,600. The maximum out-of-pocket (OOP) limit for non-grandfathered plans is increasing from $6,850 to $7,150 for an individual and from...
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